Commission & Pay

Pay Stub and Pack Decoder

What does the Pay Stub and Pack Decoder do?

Decode your pay stub and the dealer pack so you know your real cut. Knowing your real pay is how you protect your check. This tool shows you exactly what a deal puts in your pocket so nothing slips through on payday.

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Commission and pay

Pay Stub and Pack Decoder

See what the dealer pack quietly removes before your percentage is applied, so you know the real number behind your check.

Front gross on the deal

Back gross (F&I split)

How is the pack taken

Front pack held

The flat the store keeps off the top before you get paid.

Your commission rate

Mini (minimum) per deal

Estimated payout on this deal

$700

Commissionable gross

$2,800

Pack held back

$800

Effective rate

19.4%

The pack removed $800 of reported gross before your 25% was applied.

Deal breakdown
Reported gross: $3,600 (front $2,200 / back $1,400)
Pack held: $800
Commissionable gross: $2,800
At 25%: $700
Mini floor: $150
Estimated payout: $700

Estimate only. Your actual plan may pack differently, blend front and back, or use a sliding scale. Use this to ask the right questions, not to dispute payroll.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Pay Stub and Pack Decoder?

Decode your pay stub and the dealer pack so you know your real cut. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Pay Stub and Pack Decoder free?

Yes. The Pay Stub and Pack Decoder is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Pay Stub and Pack Decoder for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. Knowing your real pay is how you protect your check. This tool shows you exactly what a deal puts in your pocket so nothing slips through on payday.

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Pack Hit Calc See what the dealer pack costs you in commission dollars after it comes off the front gross
Spiff Stacker Stack base commission with every spiff and bonus line to see your true payout per unit
JOEY ROI Calculator Put in what you sell and what outreach costs you, and see the time JOEY hands back and what those extra touches could be worth at your own numbers

Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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