JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Commission & Pay

Bump Payment Impact

What does the Bump Payment Impact do?

See how much a small payment bump adds to gross and to your check. Knowing your real pay is how you protect your check. This tool shows you exactly what a deal puts in your pocket so nothing slips through on payday.

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Bump payment impact.

A small monthly bump the customer agrees to is real gross. Punch in the deal and see exactly what that bump is worth.

Amount financed

The balance the customer is financing

APR

Annual percentage rate on the loan

Term

Length of the loan in months

Monthly bump

Extra per month the customer agrees to

Extra gross this bump supports

$1,430

Holding a small bump protects your gross. A $25 a month bump is worth about $1,430 in extra financed gross on this deal.

Base monthly payment: $560
Bump per month: $25
Bumped monthly payment: $585
Extra gross supported: $1,430
Total of bumps over term: $1,800

This uses standard amortization, present value of the bump over the term against the financed balance. Real deals carry taxes, fees, and lender rules, so treat this as your napkin math, not a contract.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Bump Payment Impact?

See how much a small payment bump adds to gross and to your check. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Bump Payment Impact free?

Yes. The Bump Payment Impact is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Bump Payment Impact for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. Knowing your real pay is how you protect your check. This tool shows you exactly what a deal puts in your pocket so nothing slips through on payday.

Related tools

Deal Profit Maximizer See what holding gross versus discounting really does to your check
Goal Reverse-Calc Turn a paycheck goal into the cars, demos, and ups you need
Commission Calculator See what a deal actually pays you before you walk it
Income Goal Planner Work backward from a paycheck goal to units and calls

Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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