JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Customer-Facing

Credit Tier Explainer

What does the Credit Tier Explainer do?

Explain credit tiers simply so the rate conversation stays calm. Hand the customer something useful and you become the rep they remember. This tool gives you a clean, shareable answer on the spot.

Try it now

Credit tier explainer.

Type a score or tap a tier. See where the customer lands, the rate range to expect, and a calm, plain-English way to explain it.

Credit score

Any value from 300 to 850.

Your tier

Prime

New auto APR

6.5% to 9.0%

Used auto APR

7.5% to 10.5%

You are solidly in good standing with most lenders. You get competitive rates and plenty of approval options, even if you are a notch below the very top tier.

Typical ranges, not a quote. Lenders weigh income, debt, down payment, and the car itself, so two people with the same score can land on different rates. Treat this as a friendly guide before you pull real numbers.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Credit Tier Explainer?

Explain credit tiers simply so the rate conversation stays calm. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Credit Tier Explainer free?

Yes. The Credit Tier Explainer is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Credit Tier Explainer for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. Hand the customer something useful and you become the rep they remember. This tool gives you a clean, shareable answer on the spot.

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Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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