JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Commission & Pay

F&I Backend Estimator

What does the F&I Backend Estimator do?

Estimate your cut of the warranty and product backend before the deal closes. Knowing your real pay is how you protect your check. This tool shows you exactly what a deal puts in your pocket so nothing slips through on payday.

Try it now

Commission

F&I Backend Estimator

Estimate your cut of the warranty and product backend before the deal ever gets to the box.

Service contract (VSC)

Sells for

Dealer cost

GAP

Sells for

Dealer cost

Prepaid maintenance

Sells for

Dealer cost

Appearance / protection

Sells for

Dealer cost

Your backend share

The percent of backend gross your pay plan gives you.

Your estimated backend cut

$115

Total product price

$4,600

Backend gross

$2,300

At your share

Estimate only. Backend splits, product costs, and pay plans vary by store. Confirm your plan with your desk.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the F&I Backend Estimator?

Estimate your cut of the warranty and product backend before the deal closes. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the F&I Backend Estimator free?

Yes. The F&I Backend Estimator is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the F&I Backend Estimator for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. Knowing your real pay is how you protect your check. This tool shows you exactly what a deal puts in your pocket so nothing slips through on payday.

Related tools

Deal Profit Maximizer See what holding gross versus discounting really does to your check
Goal Reverse-Calc Turn a paycheck goal into the cars, demos, and ups you need
Commission Calculator See what a deal actually pays you before you walk it
Income Goal Planner Work backward from a paycheck goal to units and calls

Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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