JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Deal Math

Biweekly Payoff Savings

What does the Biweekly Payoff Savings do?

See how much sooner a loan pays off, and how much interest you save, paying half the payment every two weeks. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

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Biweekly payoff savings.

Half the monthly payment every two weeks works out to one extra payment a year. See how much sooner the loan pays off and how much interest that saves.

Amount financed

Loan after down and trade

APR

Annual interest rate

Term

Scheduled loan length

Interest saved going biweekly

$636

Biweekly pays this off in about 54.5 months, roughly 5.5 months sooner than the 60 month schedule.

Scheduled monthly payment$601

Biweekly half payment$301

Scheduled total interest$6,068

Biweekly total interest$5,432

Interest saved$636

Simulates paying half the standard monthly payment every two weeks (26 half payments a year). Assumes the lender accepts biweekly payments with no fee and applies them to principal right away. This is a guide, not a payment schedule.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Biweekly Payoff Savings?

See how much sooner a loan pays off, and how much interest you save, paying half the payment every two weeks. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Biweekly Payoff Savings free?

Yes. The Biweekly Payoff Savings is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Biweekly Payoff Savings for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Related tools

Title & Registration Fee Estimator Add up title, registration, plate, doc, and other gov fees and see them as a share of the vehicle price
Interest Cost Breakdown See the total interest on a loan and how the first payment splits between principal and interest
Out-The-Door Builder Build a clean, transparent out the door price the customer trusts
Payment Calculator Turn price, rate, and term into a clean monthly number

Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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