JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Deal Math

Early Payoff Savings

What does the Early Payoff Savings do?

Show how extra principal payments cut months and interest off any loan. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Try it now

Early payoff savings.

See how a little extra toward principal each month cuts months and interest off the loan.

Loan balance

What you still owe today

APR

Your loan's interest rate

Remaining term

Months left on the loan

Extra monthly payment

goes straight to principal

Interest you save

$1,014

Paying $100 extra each month clears the loan 11 months early and saves $1,014 in interest.

Base monthly payment: $501
New monthly payment: $601
Payoff time: 49 mo (was 60 mo)
Months saved: 11 mo
Interest saved: $1,014

Assumes the extra goes straight to principal every month with no prepayment penalty. This is a guide, check your loan terms.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Early Payoff Savings?

Show how extra principal payments cut months and interest off any loan. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Early Payoff Savings free?

Yes. The Early Payoff Savings is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Early Payoff Savings for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

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Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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