JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Deal Math

APR Comparison

What does the APR Comparison do?

Compare lender offers and find the cheaper money. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Try it now

Which financing offer actually costs less?

Drop in the numbers from each quote. JOEY does the math, so you can show your customer the real winner in seconds.

Offer A

Amount financed

APR

Term

Monthly payment$559.50/mo

Total cost$40,284

Total interest$8,284

Offer B

Best deal

Amount financed

APR

Term

Monthly payment$617.16/mo

Total cost$37,030

Total interest$5,030

Estimates use standard fixed-rate amortization on the amount financed. They do not include taxes, fees, or add-ons, and your lender numbers are the final word.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the APR Comparison?

Compare lender offers and find the cheaper money. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the APR Comparison free?

Yes. The APR Comparison is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the APR Comparison for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Related tools

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Lease vs Buy Lay both paths side by side and show the real difference
Lease vs Buy Calculator Full money-factor lease math versus finance side by side, with a plain recommendation

Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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