JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Deal Math

Lease vs Buy

What does the Lease vs Buy do?

Lay both paths side by side and show the real difference. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Try it now

Should they lease it or buy it?

Fill in both sides. We compare the true cost per month over the same time, counting the equity a buyer gets back at the end, so the answer is real, not just the lower sticker.

Option A

Lease

Monthly lease payment

Due at signing

Lease length

Option B

Buy

Out-the-door price

Down payment

Loan APR

Loan length

Leasing wins by about $97/mo over 36 months. That is $3,482 kept in their pocket.

Lease, all in$468/mo

Buy, after resale value$565/mo

Buy loan payment: $626/mo
Est. resale value at 36 mo: $19,250
Equity you get back: $5,195

A lease looks cheaper because you never own anything. Buying costs more up front but hands you equity back at trade-in. This is an estimate, real numbers depend on the deal, taxes, and how the market values the car later.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Lease vs Buy?

Lay both paths side by side and show the real difference. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Lease vs Buy free?

Yes. The Lease vs Buy is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Lease vs Buy for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Related tools

Out-The-Door Builder Build a clean, transparent out the door price the customer trusts
Payment Calculator Turn price, rate, and term into a clean monthly number
APR Comparison Compare lender offers and find the cheaper money
Lease vs Buy Calculator Full money-factor lease math versus finance side by side, with a plain recommendation

Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

Start free See all tools