Deal Math
Lease vs Buy
What does the Lease vs Buy do?
Lay both paths side by side and show the real difference. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.
Try it now
Should they lease it or buy it?
Fill in both sides. We compare the true cost per month over the same time, counting the equity a buyer gets back at the end, so the answer is real, not just the lower sticker.
Lease
Buy
Leasing wins by about $97/mo over 36 months. That is $3,482 kept in their pocket.
- Buy loan payment: $626/mo
- Est. resale value at 36 mo: $19,250
- Equity you get back: $5,195
A lease looks cheaper because you never own anything. Buying costs more up front but hands you equity back at trade-in. This is an estimate, real numbers depend on the deal, taxes, and how the market values the car later.
How to use it
- Enter your numbers or details in the tool above.
- Read the result instantly, no signup and nothing to install.
- Use it live with your customer to build trust and move the deal.
Common questions
What is the Lease vs Buy?
Lay both paths side by side and show the real difference. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.
Is the Lease vs Buy free?
Yes. The Lease vs Buy is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.
Who is the Lease vs Buy for?
It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.
Related tools
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- Biweekly Payoff Savings See how much sooner a loan pays off, and how much interest you save, paying half the payment every two weeks
- Interest Cost Breakdown See the total interest on a loan and how the first payment splits between principal and interest
- Out-The-Door Builder Build a clean, transparent out the door price the customer trusts
Want JOEY to do the work for you?
These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.