Offer A
Monthly payment$559.50/mo
Total cost$40,284
Total interest$8,284
Deal Math
APR Comparison
What does the APR Comparison do?
Compare lender offers and find the cheaper money. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.
Try it now
Which financing offer actually costs less?
Drop in the numbers from each quote. JOEY does the math, so you can show your customer the real winner in seconds.
Offer B
Best dealMonthly payment$617.16/mo
Total cost$37,030
Total interest$5,030
Estimates use standard fixed-rate amortization on the amount financed. They do not include taxes, fees, or add-ons, and your lender numbers are the final word.
How to use it
- Enter your numbers or details in the tool above.
- Read the result instantly, no signup and nothing to install.
- Use it live with your customer to build trust and move the deal.
Common questions
What is the APR Comparison?
Compare lender offers and find the cheaper money. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.
Is the APR Comparison free?
Yes. The APR Comparison is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.
Who is the APR Comparison for?
It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.
Related tools
- Title & Registration Fee Estimator Add up title, registration, plate, doc, and other gov fees and see them as a share of the vehicle price
- Biweekly Payoff Savings See how much sooner a loan pays off, and how much interest you save, paying half the payment every two weeks
- Interest Cost Breakdown See the total interest on a loan and how the first payment splits between principal and interest
- Out-The-Door Builder Build a clean, transparent out the door price the customer trusts
Want JOEY to do the work for you?
These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.