JOEY is the personal AI sales system for the individual car salesperson. It keeps every lead warm, replies in your voice, and runs your outreach, calls, texts, emails, follow-up, and compliance in one place.

JOEY is for the individual car salesperson who wants to be the top performer at their dealership, not for the dealership itself.

Does JOEY work with my CRM?

Yes. JOEY works alongside the CRMs dealerships already use, including Tekion and DriveCentric, with no rip and replace.

Is JOEY TCPA compliant?

Yes. JOEY respects TCPA quiet hours and honors opt-outs automatically across every channel.

Deal Math

Refinance Savings Calculator

What does the Refinance Savings Calculator do?

Compare a lower rate refinance against the current loan and show the real savings. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

Try it now

Refinance savings calculator.

Compare a lower rate against the current loan and show the monthly and total savings over the remaining term.

Current balance

What you still owe on the loan

Current APR

The rate on the loan today

Remaining term

Months left to pay it off

New APR

the rate you are offered

You save each month

$47/mo

Refinancing at 6.5% drops your payment by $47 a month and saves $2,558 over the remaining 54 months.

Current payment: $518
New payment: $471
Monthly savings: $47
Current total interest: $5,991
New total interest: $3,433
Interest saved: $2,558

Compares the same payoff term at a new rate. Refinancing can involve fees and a different term, so confirm the full offer. This is a guide, not a rate quote.

How to use it

Enter your numbers or details in the tool above.
Read the result instantly, no signup and nothing to install.
Use it live with your customer to build trust and move the deal.

Common questions

What is the Refinance Savings Calculator?

Compare a lower rate refinance against the current loan and show the real savings. It is a free tool from JOEY for the individual car salesperson, and it runs right here in your browser.

Is the Refinance Savings Calculator free?

Yes. The Refinance Savings Calculator is free to use with no signup. JOEY also offers a full personal sales assistant if you want it to work your follow-up for you.

Who is the Refinance Savings Calculator for?

It is built for the car salesperson who wants an edge, not for a corporate rollout. The fastest closer is the one who can put accurate numbers in front of a customer on the spot. This tool gives you clean deal math in seconds.

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Want JOEY to do the work for you?

These free tools are a taste. JOEY is a personal sales assistant that works your follow-up, texts, emails, and call prep so you sell more every day.

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